Professional Indemnity Insurance P F Spare 2016 2017


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QBE European Operations Insurance Intermediaries Professional Liability - PI-15-Ins Insurance Schedule

Policy Number:

Y109631QBE0116A

Policy Wording Reference:

PBKR010115

Period of Insurance:

Issue Number: Effective From:

From: 30 January 2016 To: 29 January 2017 both days inclusive Greenwich Mean Time and for such further period or periods as may be mutually agreed upon. 1 30 January 2016 Date Issued: 11 April 2016

Reason for Issue:

Renewal

Contract Parties: Insurer:

QBE Insurance (Europe) Limited. (registered in England number 1761561; Home State - United Kingdom. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority; registration number 202842)

Registered Address:

Plantation Place, 30 Fenchurch Street, London, EC3M 3BD Tel: + 44 (0) 20 7105 4000 Fax: + 44 (0) 20 7105 4019

Insured:

P F Spare (1962) Ltd t/as, P F Spare Insurance Brokers, P F Spare, Pluginsure, NiceQuote

Address:

34 High Street Measham Swadlincote Leicestershire DE12 7EB United Kingdom

Business services:

Insurance Mediation Activities as permitted by the FSA and as more fully described in the application form dated 7 December 2014

Contact Details Broker name: Broker Address:

Lockton Companies LLP (Bristol) North Quay Temple Back Bristol BS1 6FL United Kingdom

Broker Account: Issue Office:

Plantation Place, 30 Fenchurch Street, London EC3M 3BD Tel: +44 (0)20 7105 4000 Fax: +44 (0)20 7105 4019

Claim Notification:

QBE Insurance (Europe) Ltd,Plantation Place, 30 Fenchurch Street, London EC3M 3BD Tel: +44 (0)20 7105 4000 [email protected]

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Complaints:

QBE Insurance (Europe) Ltd,Plantation Place, 30 Fenchurch Street, London EC3M 3BD Tel: +44 (0)20 7105 4000 Fax: +44 (0)20 7105 4019 Email: : [email protected] If you are an eligible complainant and the matter has not been resolved to your satisfaction you may contact: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Where the insurer is or includes a Lloyd's syndicate policyholders may also be eligible to complain to: Policyholder and Market Assistance, Lloyd's Market Services, One Lime Street, London, EC3M 7HA Tel: +44 (0)20 7327 5693 Fax: +44 (0)20 7327 5225 A summary of the insurer's complaint handling procedure is available on request and will also be provided to you when acknowledging a complaint.

Insured Section Insurance IntermediariesÆ Professional Liability Insurance Limit of Indemnity:

INSURED

GBP 3,000,000

Including the sub limits of indemnity below: Sub limit of indemnity: North American where jurisdiction is stated as Worldwide

NOT INSURED

Sub limit of indemnity - Computer virus

INSURED

GBP 500,000

Sub limit of indemnity - Hacker protection

INSURED

GBP 500,000

Sub limit of indemnity - Loss of documents

INSURED

GBP 500,000

Sub limit of indemnity - Regulatory, Governmental and Statutory Investigations

INSURED

Sub limit of indemnity - Public relations and crisis management services

INSURED

GBP 250,000

Retroactive date: Territorial limit: Jurisdiction:

GBP 500,000 None - Unlimited Worldwide Worldwide Ex. US & Canada

Excesses Excess:

GBP 1,500 GBP 5,000 in respect of Commercial work

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Payment Details Annual Policy Premium IPT/Tax

GBP 2,945.00 GBP 279.78

Premium payable by this transaction IPT/Tax Total Payable

GBP 2,945.00 GBP 279.78 GBP 3,224.78

Premium payment date(s)

30 March 2016

Signed on behalf of the insurer

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QBE European Operations Endorsement Schedule

Policy Number:

Y109631QBE0116A

Period of Insurance:

From: 30 January 2016 To: 29 January 2017 both days inclusive Greenwich Mean Time and for such further period or periods as may be mutually agreed upon.

This schedule sets out additional clauses that form part of the policy. The undernoted clauses amend the insured section and / or clause stated and is each otherwise subject to the terms and conditions of this policy. Premium Payment Warranty It is a condition precedent to any liability of QBE under this Policy that all premiums due to QBE under this Policy shall be paid within 60 days from inception of the Period of Insurance. If premiums are not received by QBE by midnight on this due date, this Policy shall be void with effect from inception of the Period of Insurance.

All other terms, Conditions, limitations, Exclusions and Endorsements remain unchanged.

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Policy Number:

Y109631QBE0116A

Period of Insurance:

From: 30 January 2016 To: 29 January 2017 both days inclusive Greenwich Mean Time and for such further period or periods as may be mutually agreed upon.

This schedule sets out additional clauses that form part of the policy. The undernoted clauses amend the insured section and / or clause stated and is each otherwise subject to the terms and conditions of this policy. QBE Participation Endorsement It is hereby understood and agreed that the participation of this policy is amended to read as follows: 69% QBE Insurance (Europe) Limited 31% QBE Casualty Syndicate 386

All other terms, Conditions, limitations, Exclusions and Endorsements remain unchanged.

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Policy Number:

Y109631QBE0116A

Period of Insurance:

From: 30 January 2016 To: 29 January 2017 both days inclusive Greenwich Mean Time and for such further period or periods as may be mutually agreed upon.

This schedule sets out additional clauses that form part of the policy. The undernoted clauses amend the insured section and / or clause stated and is each otherwise subject to the terms and conditions of this policy. Raymond McMillan It is hereby agreed that coverage is extended to include work undertaken by Raymond McMillan in the name of, or on behalf of PF Spare.

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Policy Number:

Y109631QBE0116A

Period of Insurance:

From: 30 January 2016 To: 29 January 2017 both days inclusive Greenwich Mean Time and for such further period or periods as may be mutually agreed upon.

This schedule sets out additional clauses that form part of the policy. The undernoted clauses amend the insured section and / or clause stated and is each otherwise subject to the terms and conditions of this policy. Additional Insured: myothercarisa.co.uk It is understood and agreed that with effect from 10/03/2016, this policy extends to include myothercarisa.co.uk as a named Insured.

All other terms, Conditions, limitations, Exclusions and Endorsements remain unaltered

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Policy Number:

Y109631QBE0116A

Period of Insurance:

From: 30 January 2016 To: 29 January 2017 both days inclusive Greenwich Mean Time and for such further period or periods as may be mutually agreed upon.

This schedule sets out additional clauses that form part of the policy. The undernoted clauses amend the insured section and / or clause stated and is each otherwise subject to the terms and conditions of this policy. Executors of Robert Spare It is understood and agreed that this policy extends to include The Executors of Robert Spare (Sam Spare & Amy Spare t/as PF Spare) and Robert Spare t/as P F Spare Insurance Brokers) For the purposes of this endorsement, It is hereby agreed the definition of insured is deemed to include ; in the event of the death or incompetence or bankruptcy of any principal, partner, director or employee of the Insured, such persons estate, heirs, legal representatives or assigns, for legal liabilities incurred due to any act, error or omission of such deceased, incompetent or bankrupt person. All other terms and conditions remain unchanged.

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