ANNUAL REPORT RAPPORT ANNUEL

2016 Banque Privée BCP (Suisse) S.A.

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Governing Bodies Organes Directeurs BOARD OF DIRECTORS

CONSEIL D’ADMINISTRATION

Rudolph Schwegler

Conceição Lucas

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TOTAL

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> 5 ANS

TOTAL

LEASING OPÉRATIONNEL

31/12/2016

1,238

1,254

2

0

2,493

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OPERATING LEASES Future lease payments*

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6. Breakdown of other assets and other liabilities

6. Répartition des autres actifs et autres passifs

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212



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732



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9. Indications relatives à la situation économique des propres institutions de prévoyance

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GROUPE MUTUEL PENSION (COLLECTIVE FOUNDATION)

2016



PRÉVOYANCE DU GROUPE MUTUEL (FONDATION COLLECTIVE)

Overfunding



2,091

Excédent de couverture

Coverage ratio



118.1%

Contributions paid



2,447

Cotisations payées

Pension expenses in personnel expenses



1,653

Charges de prévoyance dans les charges de personnel

Employer contribution reserves



0

Réserves de cotisation de l'employeur

Commitments to the pension fund



0

Engagement envers le fonds de prévoyance

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Ratio de couverture

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10. Presentation of value adjustments and provisions, reserves for general banking risks, and changes therein during the current year

10. Présentation des corrections de valeur, des provisions et des réserves pour risques bancaires généraux ainsi que de leurs variations durant l’exercice de référence

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USE IN CONPREVIOUS FORMITY WITH YEAR END DESIGNATED PURPOSE

RECLASSIFICATIONS

CURRENCY DIFFERENCES

PAST DUE INTEREST, RECOVERIES

NEW CREATIONS CHARGED TO INCOME

RELEASES TO INCOME

BALANCE AT CURRENT YEAR END

ETAT À LA FIN DE L'EXERCICE PRÉCÉDENT

UTILISATIONS CONFORMES À LEUR BUT

RECLASSIFICATIONS

DIFF. DE CHANGE

RECOUVREMENTS, INTÉRÊTS EN SOUFFRANCE

CONSTITUTIONS À CHARGE DU COMPTE DE RÉSULTAT

DISSOLUTIONS AU PROFIT DU COMPTE DE RÉSULTAT

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—

—

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162

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Value adjustments for default and country risks

28,183

—



-27,150

—

—



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11. Presentation of the bank’s capital

—

—



-1,235

—



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11. Présentation du capital social

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+) TOTAL NOMINAL VALUE

NUMBER OF SHARES

DIVIDEND BEARING CAPITAL

VALEUR NOMINALE TOTALE

NOMBRE DE TITRES

CAPITAL DONNANT DROIT AU DIVIDENDE

6KDUHFDSLWDO







&DSLWDODFWLRQV

³RIZKLFKSDLGXS







³GRQWOLEpUp











$XWKRULVHGFDSLWDO &RQGLWLRQDOFDSLWDO







&DSLWDODXWRULVp&DSLWDO FRQGLWLRQQHO











$VRI'HFHPEHUWKH%DQN·VFDSLWDOZDVFRPSRVHG E\·RUGLQDU\VKDUHVRI&+)&+)··  HQWLUHO\SDLGXS

/HFDSLWDODFWLRQVGHOD%DQTXHHVWFRPSRVpGH· DFWLRQVRUGLQDLUHVDYHFXQHYDOHXUQRPLQDOHGH &+)FKDFXQHHQWLqUHPHQWOLEpUpHVSRXUXQWRWDO GH··&+)

%$148(35,9e(%&368,66( 6$

12. Disclosure of amounts due from / to related parties 5HFHLYDEOHVDQGOLDELOLWLHVZLWKKROGHUVRITXDOLÀHG SDUWLFLSDWLRQVJURXSFRPSDQLHVDQGJRYHUQLQLJERGLHVDUH UHODWHGWRLQWHUEDQNWUDQVDFWLRQVGRQHRQDQDUP·VOHQJWK EDVLV

12. Indication des créances et engagements envers les parties liées /HVFUpDQFHVHWOHVHQJDJHPHQWVDYHFOHVSDUWLFLSDQWV TXDOLÀpVOHVVRFLpWpVGXJURXSHHWOHVRUJDQHVSURYLHQQHQW H[FOXVLYHPHQWGHVWUDQVDFWLRQVLQWHUEDQFDLUHVUpDOLVpHV DX[FRQGLWLRQVGXPDUFKp

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+) AMOUNTS DUE FROM

AMOUNTS DUE TO

CRÉANCES

ENGAGEMENTS

2016

2015

2016

2015









*URXSFRPSDQLHV









7UDQVDFWLRQVZLWKPHPEHUVRIWKH JRYHUQLQJERGLHV









46,879



4,866



+ROGHUVRITXDOLÀHG SDUWLFLSDWLRQV

3DUWLFLSDQWVTXDOLÀpV 6RFLpWpVGXJURXSH $IIDLUHVG·RUJDQHV

7KHRWKHUPDLQWUDQVDFWLRQVZLWKDIÀOLDWHGFRPSDQLHV DUHÀGXFLDU\FRQWUDFWVDVGHVFULEHGXQGHUSRLQW DQGLQWHUHVWUDWHVZDSVIRUDQRPLQDODPRXQWRI&+) PLOOLRQ&+)PLOOLRQDVRI ,Q WKH%DQNERRNHGH[SHQVHVOLQNHGWRDIÀOLDWHGFRPSDQLHV DPRXQWLQJWR&+)PLOOLRQPLOOLRQ 7KHVH WUDQVDFWLRQVDUHGRQHRQDQDUP·VOHQJWKEDVLV

/HVDXWUHVSULQFLSDOHVWUDQVDFWLRQVDYHFOHVVRFLpWpV DIÀOLpHVVRQWGHVFRQWUDWVÀGXFLDLUHVFRPPHGpFULW VRXVOHSRLQWHWGHVZDSVGHWDX[G·LQWpUrWVSRXUXQ PRQWDQWQRPLQDOGH&+)PLOOLRQV&+)PLOOLRQV DX /D%DQTXHDpJDOHPHQWHQUHJLVWUpHQ GHVFKDUJHVHQYHUVGHVVRFLpWpVDIÀOLpHVV·pOHYDQWj &+)PLOOLRQVPLOOLRQ &HVWUDQVDFWLRQVVRQW HIIHFWXpHVDX[FRQGLWLRQVGXPDUFKp

'LVFORVXUHRIKROGHUVRIVLJQLÀFDQWSDUWLFLSDWLRQV

,QGLFDWLRQGHVSDUWLFLSDQWVVLJQLÀFDWLIV

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+)

DIRECT HOLDERS OF SHAREHOLDINGS EXCEEDING 5% OF ALL VOTING RIGHTS

NOMINAL VALUE

PARTICIPATION

VALEUR NOMINALE

PARTICIPATION

%&3,QYHVWPHQW%9LQOLTXLGDWLRQ

70,000

100.00%







INDIRECT HOLDERS OF SHAREHOLDINGS EXCEEDING 5% OF ALL VOTING RIGHTS

2016

2015

%DQFR&RPHUFLDO3RUWXJXrV6$





)RVXQ&KLDGR/X[HPERXUJ6jUO





6RQDQJRO²6RFLHGDGH1DFLRQDOGH &RPEXVWLYHLVGH$QJROD(3





6DEDGHOO%DQN



,QGLUHFWKROGHUVRI6KDUHKROGLQJVDUHTXDOLÀHGVKDUHKROGHUV RI%DQFR&RPHUFLDO3RUWXJXrV6$

%DQFR&RPHUFLDO3RUWXJXrV6$LVDSXEOLFEDQN HVWDEOLVKHGLQ3RUWXJDOLQ

$118$/5(3257 5$33257$118(/ 



PROPRIÉTAIRES DE CAPITAL DÉTENANT DIRECTEMENT DES PARTICIPATIONS DE PLUS DE 5% DE TOUS LES DROITS DE VOTE %&3,QYHVWPHQW%9HQOLTXLGDWLRQ 

PROPRIÉTAIRES DE CAPITAL DÉTENANT INDIRECTEMENT DES PARTICIPATIONS DE PLUS DE 5% DE TOUS LES DROITS DE VOTE %DQFR&RPHUFLDO3RUWXJXrV6$ )RVXQ&KLDGR/X[HPERXUJ6jUO 6RQDQJRO²6RFLHGDGH1DFLRQDO GH&RPEXVWLYHLVGH$QJROD(3 6DEDGHOO%DQN

3DUWLFLSDWLRQVLQGLUHFWHVFRQVLGpUpHVFRPPHDFWLRQQDLUHV GH%DQFR&RPHUFLDO3RUWXJXrV6$

%DQFR&RPHUFLDO3RUWXJXrV6$HVWXQHEDQTXHpWDEOLH DX3RUWXJDOGHSXLV

14. Presentation of the maturity structure RIÀQDQFLDOLQVWUXPHQWV

14. Présentation de la structure des échéances des LQVWUXPHQWVÀQDQFLHUV

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+) AT SIGHT

NOTICE

WITHIN 3 MONTHS

WITHIN 3 TO 12 MONTHS

WITHIN 1 TO 5 YEARS

AFTER 5 YEARS

TOTAL

À VUE

DÉNONÇABLE

À 3 MOIS

ENTRE 3 ET 12 MOIS

ENTRE 1 ET 5 ANS

A PLUS DE 5 ANS

TOTAL

Assets/ ÀQDQFLDO instruments /LTXLGDVVHWV

Actifs/ instruments ÀQDQFLHUV 













/LTXLGLWpV

$PRXQWGXH IURPEDQNV















&UpDQFHVVXU OHVEDQTXHV

$PRXQWV GXHIURP FXVWRPHUV















&UpDQFHV VXUOD FOLHQWqOH

7UDGLQJ SRUWIROLR DVVHWV















3RVLWLYH UHSODFHPHQW YDOXHVRI GHULYDWLYH ÀQDQFLDO LQVWUXPHQWV

2SpUDWLRQV GHQpJRFH 9DOHXUVGH UHPSODFHPHQW SRVLWLYHV G LQVWUXPHQWV ÀQDQFLHUV GpULYpV















Total

169,040

282,187

110,493

6,124

0

0

567,844

Total

















 Fonds étrangers / instruments ÀQDQFLHUV

Debt Capital/ ÀQDQFLDO instruments $PRXQWVGXH WREDQNV















(QJDJHPHQWV HQYHUVOHV EDQTXHV

$PRXQWVGXH WRFXVWRPHUV















(QJDJHPHQWV UpVXOWDQWGHV GpSRWVGHOD FOLHQWqOH

1HJDWLYH UHSODFHPHQW YDOXHVRI GHULYDWLYH ÀQDQFLDO LQVWUXPHQWV

9DOHXUVGH UHPSODFHPHQW QpJDWLYHV G LQVWUXPHQWV ÀQDQFLHUV GpULYpV















Total

468,904

0

2,124

8,452

0

0

479,480

Total



















%$148(35,9e(%&368,66( 6$

15. Presentation of assets and liabilities by domestic and foreign origin in accordance with the domicile principle

15. Présentation des actifs et passifs répartis entre la Suisse et l’étranger selon le principe du domicile

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+) 2016

2015

DOMESTIC

FOREIGN

DOMESTIC

FOREIGN

SUISSE

ETRANGER

SUISSE

ETRANGER

Assets

Actifs

/LTXLG$VVHWV









$PRXQWVGXHIURPEDQNV









&UpDQFHVVXUOHVEDQTXHV

$PRXQWVGXHIURPFXVWRPHUV









&UpDQFHVVXUODFOLHQWqOH

7UDGLQJSRUWIROLRDVVHWV









3RVLWLYHUHSODFHPHQWYDOXHVRI GHULYDWLYHÀQDQFLDOLQVWUXPHQWV









9DOHXUVGHUHPSODFHPHQW SRVLWLYHVG LQVWUXPHQWV ÀQDQFLHUVGpULYpV

$FFUXHGLQFRPH DQGSUHSDLGH[SHQVHV









&RPSWHVGHUpJXODULVDWLRQ

3DUWLFLSDWLRQ









3DUWLFLSDWLRQV

7DQJLEOHÀ[HGDVVHWV









,PPRELOLVDWLRQVFRUSRUHOOHV

,QWDQJLEOHDVVHWV









9DOHXUVLPPDWpULHOOHV

2WKHUDVVHWV









$XWUHVDFWLIV

Total assets

147,762

423,420





Liabilities

/LTXLGLWpV

2SpUDWLRQVGHQpJRFH

Total des actifs Passifs

$PRXQWVGXHWREDQNV









$PRXQWVGXHLQUHVSHFW RIFXVWRPHUGHSRVLWV









1HJDWLYHUHSODFHPHQWYDOXHVRI GHULYDWLYHÀQDQFLDOLQVWUXPHQWV









9DOHXUVGHUHPSODFHPHQW QpJDWLYHVG LQVWUXPHQWV ÀQDQFLHUVGpULYpV

$FFUXHGH[SHQVHVDQG GHIHUUHGLQFRPH









&RPSWHVGHUpJXODULVDWLRQ

2WKHUOLDELOLWLHV









$XWUHVSDVVLIV

3URYLVLRQV









%DQNFDSLWDO









&DSLWDOVRFLDO

*HQHUDOOHJDOUHVHUYH









5pVHUYHOpJDOHLVVXHGXEpQpÀFH

3URÀWFDUULHGIRUZDUG









5pVXOWDWUHSRUWp

5HVXOWVRIWKHSHULRG









5pVXOWDWGHODSpULRGH

Total liabilities

107,048

464,135





$118$/5(3257 5$33257$118(/ 

(QJDJHPHQWVHQYHUVOHVEDQTXHV (QJDJHPHQWVUpVXOWDQWGHVGpSRWV GHODFOLHQWqOH

3URYLVLRQV

Total des passifs

16. Breakdown of total assets by country or group of countries (domicile principle)

16. Répartition du total des actifs par pays ou par groupes de pays (principe du domicile)

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+) 2016

2015

AMOUNT

SHARE AS %

AMOUNT

SHARE AS %

VALEUR

PART EN %

VALEUR

PART EN %

ASSETS

ACTIFS

Europe

Europe

*HUPDQ\









$OOHPDJQH

&\SUXV









&K\SUH

0RQDFR









0RQDFR

1HGHUODQGV









3D\V%DV

3RODQG









3RORJQH

3RUWXJDO









3RUWXJDO

6ZLW]HUODQG









6XLVVH

9DULRXV(XURSHDQFRXQWULHV









'LYHUVSD\VHXURSpHQV

North America 8QLWHG6WDWHVRI$PHULFD

Amérique du Nord 2,273

0.40%





South America

(WDWV8QLV Amérique du Sud

%HOL]H









%HOL]H

%UD]LO









%UpVLO

9DULRXVVRXWKDPHULFDQFRXQWULHV









'LYHUVSD\VVXGDPpULFDLQV

Africa

Afrique

6RXWK$IULFD









$IULTXHGX6XG

$QJROD









$QJROD

Other

Autres

3DQDPD









3DQDPD

%ULWLVK9LUJLQ,VODQGV









,OHV9LHUJHV%ULWDQQLTXHV

0DUVKDOO,VODQGV









,OHV0DUVKDOO

2WKHUFRXQWULHV









$XWUHVSD\V

Total assets

571,182

100.00%





Total actifs

%$148(35,9e(%&368,66( 6$

17. Breakdown of total assets by credit rating of country groups (risk domicile view)

17. Répartition du total des actifs selon la solvabilité des groupes de pays (domicile du risque)

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+) 2016

MOODY'S*

2015

NET FOREIGN EXPOSURES

NET FOREIGN EXPOSURES

EXPOSITIONS NETTES À L’ÉTRANGER

EXPOSITIONS NETTES À L’ÉTRANGER

MOODY’S*

AMOUNT

PROPORTION %

AMOUNT

PROPORTION %

VALEUR

PART EN %

VALEUR

PART EN %

$DD$D









$$









$²$

%DD²%DD

²







%DD²%DD

%D²%D









%²%









%²%

&DD&









&DD²&

1RWUDWHG









1RQQRWp









/RQJWHUPUDWLQJ VV\VWHP

$118$/5(3257 5$33257$118(/ 

$DD²$D

%D²%D

1RWDWLRQVjORQJWHUPH

18. Presentation of assets and liabilities broken down by WKHPRVWVLJQLÀFDQWFXUUHQFLHVIRUWKH%DQN

18. Présentation des actifs et des passifs répartis selon les monnaies les plus importantes pour la Banque

LQ&+)WKRXVDQGV

HQPLOOLHUVGH&+) EUR

CHF

USD

OTHER AUTRES

TOTAL

Assets

Actifs

/LTXLG$VVHWV











/LTXLGLWpV

$PRXQWVGXHIURPEDQNV











&UpDQFHVVXUOHVEDQTXHV











&UpDQFHVVXUODFOLHQWqOH











$PRXQWVGXHIURP FXVWRPHUV 7UDGLQJSRUWIROLRDVVHWV

2SpUDWLRQVGHQpJRFH

3RVLWLYHUHSODFHPHQW YDOXHVRIGHULYDWLYH ÀQDQFLDOLQVWUXPHQWV











9DOHXUVGHUHPSODFHPHQW SRVLWLYHVG LQVWUXPHQWV ÀQDQFLHUVGpULYpV

$FFUXHGLQFRPHDQG SUHSDLGH[SHQVHV











&RPSWHVGHUpJXODULVDWLRQ

3DUWLFLSDWLRQV











7DQJLEOHÀ[HGDVVHWV











,PPRELOLVDWLRQV FRUSRUHOOHV

3DUWLFLSDWLRQV

,QWDQJLEOHDVVHWV











9DOHXUVLPPDWpULHOOHV

2WKHUDVVHWV











$XWUHVDFWLIV

Total assets

253,344

97,392

196,733

23,713

571,182

Delivery entitlements from spot exchange, forward FX and FX options transactions









22,165

Liabilities

Total des actifs Prétentions à la livraison découlant d’opérations au comptant, à terme et en options sur devises Passifs











(QJDJHPHQWVHQYHUV OHVEDQTXHV











(QJDJHPHQWVHQYHUV ODFOLHQWqOH

1HJDWLYHUHSODFHPHQW YDOXHVRIGHULYDWLYH ÀQDQFLDOLQVWUXPHQWV











9DOHXUVGHUHPSODFHPHQW QpJDWLYHVG LQVWUXPHQWV ÀQDQFLHUVGpULYpV

$FFUXHGH[SHQVHVDQG GHIHUUHGLQFRPH











&RPSWHVGHUpJXODULVDWLRQ

2WKHUOLDELOLWLHV











3URYLVLRQV











%DQNFDSLWDO











$PRXQWVGXHWREDQNV $PRXQWVGXHWRFXVWRPHUV

$XWUHVSDVVLIV 3URYLVLRQV &DSLWDOVRFLDO

6WDWXWRU\UHWDLQHG HDUQLQJVUHVHUYH











5pVHUYHOpJDOHLVVXH GXEpQpÀFH

3URÀWFDUULHGIRUZDUG











5pVXOWDWUHSRUWp

5HVXOWIRUWKHSHULRG











5pVXOWDWGHODSpULRGH

Total liabilities









571,182

Delivery entitlements from spot exchange, forward FX and FX options transactions











Net position per currency









—

Total des passifs Engagements à la livraison découlant d’opérations au comptant, à terme et en options sur devises Position nette par devise

%$148(35,9e(%&368,66( 6$

19. Breakdown of Contingent Liabilities and contingent assets

19. Répartition et commentaires des créances et engagements conditionnels

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+)

&RQWLQJHQWOLDELOLWLHV









,UUHYRFDEOHFRPPLWPHQWV





Total

116,291



Contingent assets

(QJDJHPHQWVFRQGLWLRQQHOV (QJDJHPHQWVLUUpYRFDEOHV Total Créances éventuelles

&RQWLQJHQWDVVHWVDULVLQJIURP WD[ORVVHVFDUULHGIRUZDUG

6,239



&UpDQFHVpYHQWXHOOHVGpFRXODQWGHUHSRUWV GHSHUWHVÀVFDX[

Total contingent assets

6,239



Total des créances éventuelles

5pSDUWLWLRQGHVRSpUDWLRQVÀGXFLDLUHV

20. Breakdown of Fiduciary Transactions LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+) 



)LGXFLDU\LQYHVWPHQWVZLWKJURXS FRPSDQLHVDQGOLQNHGFRPSDQLHV





)LGXFLDU\LQYHVWPHQWVZLWK WKLUGSDUW\FRPSDQLHV





7RWDOÀGXFLDU\SODFHPHQWV

237,366



21. Breakdown of managed assets and presentation of their development

3ODFHPHQWVÀGXFLDLUHVDXSUqVGHVRFLpWpV GXJURXSHHWGHVRFLpWpVOLpHV 3ODFHPHQWVÀGXFLDLUHVDXSUqV GHVRFLpWpVWLHUFHV 7RWDOGHVSODFHPHQWVÀGXFLDLUHV

21. Répartition des avoirs administrés et présentation de leur évolution

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+)

BREAKDOWN OF MANAGED ASSETS





$VVHWVXQGHUGLVFUHWLRQDU\ DVVHWPDQDJHPHQWDJUHHPHQWV





2WKHUPDQDJHGDVVHWV





$XWUHVDYRLUVDGPLQLVWUpV

Total managed assets

3,062,653



Total des avoirs administrés

RIZKLFKGRXEOHFRXQWLQJ 'HSRVLWVZLWKGUDZDOVQHW

$118$/5(3257 5$33257$118(/ 









GENRE DES AVOIRS ADMINISTRÉS $YRLUVVRXVPDQGDWGHJHVWLRQ

GRQWSULVHVHQFRPSWHGRXEOHV $SSRUWVUHWUDLWVQHWV

$VVHWVRIFOLHQWVZKRKDYHQRWVLJQHGDGLVFUHWLRQDU\ PDQGDWHDUHFODVVLÀHGDV´2WKHUFOLHQWDVVHWVµZLWKWKH H[FHSWLRQRI´&XVWRG\RQO\µFOLHQWV $VRI'HFHPEHU DQG'HFHPEHUWKH%DQNKDGQRDVVHWV FODVVLÀHGDV´&XVWRG\2QO\µ

/HVDYRLUVGHODFOLHQWqOHVDQVPDQGDWGHJHVWLRQj O·H[FHSWLRQGHVFOLHQWV´&XVWRG\RQO\µVRQWFODVVLÀpVHQ WDQWTXH´$XWUHVDYRLUVGHODFOLHQWqOHµ $XGpFHPEUH HWDXGpFHPEUHLOQ·\DYDLWSDVGHFOLHQWV ´&XVWRG\RQO\µ

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+)

PRESENTATION OF THE DEVELOPMENT OF MANAGED ASSETS





Total managed assets (including double counting) at beginning

2,859,334



1HWQHZPRQH\LQÁRZRUQHW QHZPRQH\RXWÁRZ





$SSRUWVQHWVG·DUJHQWIUDLVUHWUDLWVQHWV

3ULFHJDLQVORVVHVLQWHUHVWGLYLGHQGV DQGFXUUHQF\JDLQVORVVHV





(YROXWLRQGHVFRXUVLQWpUrWVGLYLGHQGHV HWpYROXWLRQGHFKDQJH

2WKHUHIIHFWV





Total managed assets at end of year

3,062,653



7KH%DQN,7V\VWHPDXWRPDWLFDOO\FRPSXWHVWKHFOLHQWV· GHSRVLWVDQGZLWKGUDZDOVZLWKRXWFRQVLGHULQJDFFUXHG LQWHUHVWVH[FKDQJHUDWHGLIIHUHQFHVPDUNHWYDULDWLRQV DQGFRPPLVVLRQVFKDUJHG,QWHUQDOPRYHPHQWVIURP FOLHQWDFFRXQWVWRFOLHQWDFFRXQWVDUHH[FOXGHG

PRÉSENTATION DE L’ÉVOLUTION DES AVOIRS ADMINISTRÉS Total des avoirs administrés (y c. prises en compte double) initiaux

$XWUHVHIIHWV 7RWDOGHVDYRLUVDGPLQLVWUpVÀQDX[

/HV\VWqPHLQIRUPDWLTXHGHOD%DQTXHFDOFXOH DXWRPDWLTXHPHQWOHVGpS{WVHWOHVUHWUDLWVGHODFOLHQWqOH VDQVLQFOXUHOHVLQWpUrWVFRXUXVOHVGLIIpUHQFHVGHFKDQJH OHVYDULDWLRQVGHVFRXUVERXUVLqUHVHWOHVFRPPLVVLRQV GpELWpHV/HVPRXYHPHQWVLQWHUQHVG·XQFRPSWHFOLHQW jXQDXWUHVRQWH[FOXVGHFHWWHHVWLPDWLRQ

%$148(35,9e(%&368,66( 6$

22. Breakdown of the result from trading activities and the fair value option

22. Répartition du résultat des opérations de négoce et de l’option de la juste valeur

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+) 







,QWHUHVWUDWHLQVWUXPHQWV (TXLW\VHFXULWLHV





)RUHLJQFXUUHQFLHV





&RPPRGLWLHVSUHFLRXVPHWDOV





Total result from trading activities

2,895



2IZKLFKIURPIDLUYDOXHRSWLRQ

,QVWUXPHQWVGHWDX[ 7LWUHVGHSDUWLFLSDWLRQ 'HYLVHV 0DWLqUHVSUHPLqUHVPpWDX[SUpFLHX[ Total résultat de négoce 'RQWSURYHQDQWGHO RSWLRQGHODMXVWHYDOHXUV

³RIZKLFKIURPIDLUYDOXHRSWLRQRQDVVHWV





³GRQWSURYHQDQWGHO RSWLRQGHODMXVWH YDOHXUVXUOHVDFWLIV

³RIZKLFKIURPIDLUYDOXHRSWLRQRQ OLDELOLWLHV





³GRQWSURYHQDQWGHO RSWLRQGHODMXVWH YDOHXUVXUOHVHQJDJHPHQWV

7KH%DQNGRHVQRWLQSULQFLSOHHQJDJHLQWUDQVDFWLRQVIRU LWVRZQDFFRXQW7KHIRUHLJQH[FKDQJHUHVXOWVDUHUHODWHG WRWUDQVDFWLRQVH[HFXWHGIRUFOLHQWV

/D%DQTXHQ·HIIHFWXHSDVGHWUDQVDFWLRQVSRXUVRQSURSUH FRPSWH/HVUpVXOWDWVGHFKDQJHVRQWOLpVjGHVRSpUDWLRQV HIIHFWXpHVSRXUOHFRPSWHGHFOLHQWV

'LVFORVXUHRIPDWHULDOUHÀQDQFLQJLQFRPHLQWKH item Interest and discount income as well as material negative interest

,QGLFDWLRQG·XQSURGXLWGHUHÀQDQFHPHQWVLJQLÀFDWLI dans la rubrique Produits des intérêts et des HVFRPSWHVDLQVLTXHGHVLQWpUrWVQpJDWLIVVLJQLÀFDWLIV

‡0DWHULDOUHÀQDQFLQJLQFRPH 7KH%DQNÀQDQFHVLWVRSHUDWLRQVHQWLUHO\IURPLWVRZQ IXQGVDQGE\FXVWRPHUGHSRVLWV

‡3URGXLWGHUHÀQDQFHPHQWVLJQLÀFDWLI /D%DQTXHÀQDQFHVRQDFWLYLWpHQWLqUHPHQWSDUVHVIRQGV SURSUHVHWSDUOHVGpS{WVGHODFOLHQWqOH

7KHUHDUHQRVLJQLÀFDQWUHÀQDQFLQJSURGXFWV

,OQ·\DSDVGHSURGXLWVGHUHÀQDQFHPHQWVLJQLÀFDWLIV

‡0DWHULDOQHJDWLYHLQWHUHVW $VVHWVUHODWHGQHJDWLYHLQWHUHVWVDUHUHFRUGHGDVDGHELW LQWRWKH´,QWHUHVWDQGGLVFRXQWVLQFRPHµ

‡,QWpUrWVQpJDWLIVVLJQLÀFDWLIV /HVDYRLUVUHOLpVjGHVLQWpUrWVQpJDWLIVVRQWFRPSWDELOLVpV DXGpELWGXFRPSWH´3URGXLWVGHVLQWpUrWVHWGHV HVFRPSWHVµ

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+)

Total negative interests





727



24. Breakdown of personnel expenses

Total des intérêts négatifs

24. Répartition des charges de personnel

LQ&+)WKRXVDQGV 

HQPLOOLHUVGH&+) 



6DODULHV





³RIZKLFKH[SHQVHVUHODWLQJWRVKDUH EDVHGFRPSHQVDWLRQDQGDOWHUQDWLYHIRUPV RIYDULDEOHFRPSHQVDWLRQ





6RFLDOLQVXUDQFHEHQHÀWV





&KDQJHVLQERRNYDOXHIRUHFRQRPLF EHQHÀWVDQGREOLJDWLRQVDULVLQJ IURPSHQVLRQVFKHPHV





2WKHUSHUVRQQHOH[SHQVHV





Total staff expenses

17,919



$118$/5(3257 5$33257$118(/ 

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25. Breakdown of general and administrative expenses

25. Répartition des autres charges d’exploitation

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Total other operating expenses

5,193



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26. Explanations regarding material losses, extraordinary income and expenses, as well as material releases of hidden reserves, reserves for general banking risks, and value adjustments and provisions no longer required ([WUDRUGLQDU\LQFRPHUHVXOWVIURPWKHGLVVROXWLRQRI SURYLVLRQVZKLFKDUHQRORQJHUHFRQRPLFDOO\MXVWLÀHG

&RPPHQWDLUHVGHVSHUWHVVLJQLÀFDWLYHVGHVSURGXLWV et charges extraordinaires ainsi que des dissolutions VLJQLÀFDWLYHVGHUpVHUYHVODWHQWHVGHUpVHUYHVSRXU risques bancaires généraux et de corrections de valeurs et provisions libérées /HVSURGXLWVH[WUDRUGLQDLUHVFRUUHVSRQGHQWjODGLVVROXWLRQ GHSURYLVLRQVTXLQHVRQWSOXVpFRQRPLTXHPHQWMXVWLÀpHV

27. Presentation of the operating result broken down according to domestic and foreign origin, according to the principle of permanent establishment 7KH%DQNKDVQRIRUHLJQDFWLYLWLHV

27. Indication des produits et des charges de l’activité bancaire ordinaire répartis entre la Suisse et l’étranger selon le principe du domicile de l’exploitation /D%DQTXHQ·DSDVG·DFWLYLWpjO·pWUDQJHU

28. Presentation of current taxes, deferred taxes, and disclosure of tax rate

28. Présentation des impôts courants et latents, avec indication du taux d’imposition

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Total tax expenses

393



Total charges pour impôts

Weighted average tax rate

5%



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Taux d'imposition moyen pondéré

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Proposed appropriation of Retained Earnings Répartition du bénéfice selon proposition du Conseil d’Administration LQ&+)WKRXVDQGV 

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Balance sheet result

9,547,725

Résultat au Bilan

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Retained earnings

0

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