ANNUAL REPORT RAPPORT ANNUEL
2016 Banque Privée BCP (Suisse) S.A.
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Governing Bodies Organes Directeurs BOARD OF DIRECTORS
CONSEIL D’ADMINISTRATION
Rudolph Schwegler
Conceição Lucas
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TOTAL
$1
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> 3 ANS < 5 ANS
> 5 ANS
TOTAL
LEASING OPÉRATIONNEL
31/12/2016
1,238
1,254
2
0
2,493
Leasing future*
OPERATING LEASES Future lease payments*
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6. Breakdown of other assets and other liabilities
6. Répartition des autres actifs et autres passifs
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Other assets
Autres actifs
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Total other assets
212
Other liabilities
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Total other liabilities
732
7. Disclosure of assets pledged or assigned to secure own commitments and of assets under reservation of ownership 7KHDPRXQWRISOHGJHGDVVHWVLV&+)&+)DV RI
8. Disclosure of liabilities relating to own pension schemes, and number and nature of equity instruments of the bank held by own pension schemes 6LQFH-DQXDU\WKHORFDOVWDII·VGHÀQHGFRQWULEXWLRQ SODQLVXQGHUWKHPDQDJHPHQWRI*URXS0XWXHO3UpYR\DQFH SUHYLRXVO\ZLWK=XULFK,QVXUDQFH $VRIWKHUH ZHUHQ·WDQ\FRPPLWPHQWVRUEDQN·VHTXLW\LQVWUXPHQWV KHOGE\WKHEDQN·VSHQVLRQIXQG
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9. Indications relatives à la situation économique des propres institutions de prévoyance
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GROUPE MUTUEL PENSION (COLLECTIVE FOUNDATION)
2016
PRÉVOYANCE DU GROUPE MUTUEL (FONDATION COLLECTIVE)
Overfunding
2,091
Excédent de couverture
Coverage ratio
118.1%
Contributions paid
2,447
Cotisations payées
Pension expenses in personnel expenses
1,653
Charges de prévoyance dans les charges de personnel
Employer contribution reserves
0
Réserves de cotisation de l'employeur
Commitments to the pension fund
0
Engagement envers le fonds de prévoyance
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Ratio de couverture
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10. Presentation of value adjustments and provisions, reserves for general banking risks, and changes therein during the current year
10. Présentation des corrections de valeur, des provisions et des réserves pour risques bancaires généraux ainsi que de leurs variations durant l’exercice de référence
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USE IN CONPREVIOUS FORMITY WITH YEAR END DESIGNATED PURPOSE
RECLASSIFICATIONS
CURRENCY DIFFERENCES
PAST DUE INTEREST, RECOVERIES
NEW CREATIONS CHARGED TO INCOME
RELEASES TO INCOME
BALANCE AT CURRENT YEAR END
ETAT À LA FIN DE L'EXERCICE PRÉCÉDENT
UTILISATIONS CONFORMES À LEUR BUT
RECLASSIFICATIONS
DIFF. DE CHANGE
RECOUVREMENTS, INTÉRÊTS EN SOUFFRANCE
CONSTITUTIONS À CHARGE DU COMPTE DE RÉSULTAT
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Value adjustments for default and country risks
28,183
—
-27,150
—
—
-45
11. Presentation of the bank’s capital
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-1,235
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2,224
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11. Présentation du capital social
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HQPLOOLHUVGH&+) TOTAL NOMINAL VALUE
NUMBER OF SHARES
DIVIDEND BEARING CAPITAL
VALEUR NOMINALE TOTALE
NOMBRE DE TITRES
CAPITAL DONNANT DROIT AU DIVIDENDE
6KDUHFDSLWDO
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$VRI'HFHPEHUWKH%DQN·VFDSLWDOZDVFRPSRVHG E\·RUGLQDU\VKDUHVRI&+)&+)·· HQWLUHO\SDLGXS
/HFDSLWDODFWLRQVGHOD%DQTXHHVWFRPSRVpGH· DFWLRQVRUGLQDLUHVDYHFXQHYDOHXUQRPLQDOHGH &+)FKDFXQHHQWLqUHPHQWOLEpUpHVSRXUXQWRWDO GH··&+)
%$148(35,9e(%&368,66( 6$
12. Disclosure of amounts due from / to related parties 5HFHLYDEOHVDQGOLDELOLWLHVZLWKKROGHUVRITXDOLÀHG SDUWLFLSDWLRQVJURXSFRPSDQLHVDQGJRYHUQLQLJERGLHVDUH UHODWHGWRLQWHUEDQNWUDQVDFWLRQVGRQHRQDQDUP·VOHQJWK EDVLV
12. Indication des créances et engagements envers les parties liées /HVFUpDQFHVHWOHVHQJDJHPHQWVDYHFOHVSDUWLFLSDQWV TXDOLÀpVOHVVRFLpWpVGXJURXSHHWOHVRUJDQHVSURYLHQQHQW H[FOXVLYHPHQWGHVWUDQVDFWLRQVLQWHUEDQFDLUHVUpDOLVpHV DX[FRQGLWLRQVGXPDUFKp
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+) AMOUNTS DUE FROM
AMOUNTS DUE TO
CRÉANCES
ENGAGEMENTS
2016
2015
2016
2015
*URXSFRPSDQLHV
7UDQVDFWLRQVZLWKPHPEHUVRIWKH JRYHUQLQJERGLHV
46,879
4,866
+ROGHUVRITXDOLÀHG SDUWLFLSDWLRQV
3DUWLFLSDQWVTXDOLÀpV 6RFLpWpVGXJURXSH $IIDLUHVG·RUJDQHV
7KHRWKHUPDLQWUDQVDFWLRQVZLWKDIÀOLDWHGFRPSDQLHV DUHÀGXFLDU\FRQWUDFWVDVGHVFULEHGXQGHUSRLQW DQGLQWHUHVWUDWHVZDSVIRUDQRPLQDODPRXQWRI&+) PLOOLRQ&+)PLOOLRQDVRI ,Q WKH%DQNERRNHGH[SHQVHVOLQNHGWRDIÀOLDWHGFRPSDQLHV DPRXQWLQJWR&+)PLOOLRQPLOOLRQ 7KHVH WUDQVDFWLRQVDUHGRQHRQDQDUP·VOHQJWKEDVLV
/HVDXWUHVSULQFLSDOHVWUDQVDFWLRQVDYHFOHVVRFLpWpV DIÀOLpHVVRQWGHVFRQWUDWVÀGXFLDLUHVFRPPHGpFULW VRXVOHSRLQWHWGHVZDSVGHWDX[G·LQWpUrWVSRXUXQ PRQWDQWQRPLQDOGH&+)PLOOLRQV&+)PLOOLRQV DX /D%DQTXHDpJDOHPHQWHQUHJLVWUpHQ GHVFKDUJHVHQYHUVGHVVRFLpWpVDIÀOLpHVV·pOHYDQWj &+)PLOOLRQVPLOOLRQ &HVWUDQVDFWLRQVVRQW HIIHFWXpHVDX[FRQGLWLRQVGXPDUFKp
'LVFORVXUHRIKROGHUVRIVLJQLÀFDQWSDUWLFLSDWLRQV
,QGLFDWLRQGHVSDUWLFLSDQWVVLJQLÀFDWLIV
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DIRECT HOLDERS OF SHAREHOLDINGS EXCEEDING 5% OF ALL VOTING RIGHTS
NOMINAL VALUE
PARTICIPATION
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%&3,QYHVWPHQW%9LQOLTXLGDWLRQ
70,000
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2016
2015
%DQFR&RPHUFLDO3RUWXJXrV6$
)RVXQ&KLDGR/X[HPERXUJ6jUO
6RQDQJRO²6RFLHGDGH1DFLRQDOGH &RPEXVWLYHLVGH$QJROD(3
6DEDGHOO%DQN
,QGLUHFWKROGHUVRI6KDUHKROGLQJVDUHTXDOLÀHGVKDUHKROGHUV RI%DQFR&RPHUFLDO3RUWXJXrV6$
%DQFR&RPHUFLDO3RUWXJXrV6$LVDSXEOLFEDQN HVWDEOLVKHGLQ3RUWXJDOLQ
$118$/5(3257 5$33257$118(/
PROPRIÉTAIRES DE CAPITAL DÉTENANT DIRECTEMENT DES PARTICIPATIONS DE PLUS DE 5% DE TOUS LES DROITS DE VOTE %&3,QYHVWPHQW%9HQOLTXLGDWLRQ
PROPRIÉTAIRES DE CAPITAL DÉTENANT INDIRECTEMENT DES PARTICIPATIONS DE PLUS DE 5% DE TOUS LES DROITS DE VOTE %DQFR&RPHUFLDO3RUWXJXrV6$ )RVXQ&KLDGR/X[HPERXUJ6jUO 6RQDQJRO²6RFLHGDGH1DFLRQDO GH&RPEXVWLYHLVGH$QJROD(3 6DEDGHOO%DQN
3DUWLFLSDWLRQVLQGLUHFWHVFRQVLGpUpHVFRPPHDFWLRQQDLUHV GH%DQFR&RPHUFLDO3RUWXJXrV6$
%DQFR&RPHUFLDO3RUWXJXrV6$HVWXQHEDQTXHpWDEOLH DX3RUWXJDOGHSXLV
14. Presentation of the maturity structure RIÀQDQFLDOLQVWUXPHQWV
14. Présentation de la structure des échéances des LQVWUXPHQWVÀQDQFLHUV
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+) AT SIGHT
NOTICE
WITHIN 3 MONTHS
WITHIN 3 TO 12 MONTHS
WITHIN 1 TO 5 YEARS
AFTER 5 YEARS
TOTAL
À VUE
DÉNONÇABLE
À 3 MOIS
ENTRE 3 ET 12 MOIS
ENTRE 1 ET 5 ANS
A PLUS DE 5 ANS
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Assets/ ÀQDQFLDO instruments /LTXLGDVVHWV
Actifs/ instruments ÀQDQFLHUV
/LTXLGLWpV
$PRXQWGXH IURPEDQNV
&UpDQFHVVXU OHVEDQTXHV
$PRXQWV GXHIURP FXVWRPHUV
&UpDQFHV VXUOD FOLHQWqOH
7UDGLQJ SRUWIROLR DVVHWV
3RVLWLYH UHSODFHPHQW YDOXHVRI GHULYDWLYH ÀQDQFLDO LQVWUXPHQWV
2SpUDWLRQV GHQpJRFH 9DOHXUVGH UHPSODFHPHQW SRVLWLYHV G LQVWUXPHQWV ÀQDQFLHUV GpULYpV
Total
169,040
282,187
110,493
6,124
0
0
567,844
Total
Fonds étrangers / instruments ÀQDQFLHUV
Debt Capital/ ÀQDQFLDO instruments $PRXQWVGXH WREDQNV
(QJDJHPHQWV HQYHUVOHV EDQTXHV
$PRXQWVGXH WRFXVWRPHUV
(QJDJHPHQWV UpVXOWDQWGHV GpSRWVGHOD FOLHQWqOH
1HJDWLYH UHSODFHPHQW YDOXHVRI GHULYDWLYH ÀQDQFLDO LQVWUXPHQWV
9DOHXUVGH UHPSODFHPHQW QpJDWLYHV G LQVWUXPHQWV ÀQDQFLHUV GpULYpV
Total
468,904
0
2,124
8,452
0
0
479,480
Total
%$148(35,9e(%&368,66( 6$
15. Presentation of assets and liabilities by domestic and foreign origin in accordance with the domicile principle
15. Présentation des actifs et passifs répartis entre la Suisse et l’étranger selon le principe du domicile
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+) 2016
2015
DOMESTIC
FOREIGN
DOMESTIC
FOREIGN
SUISSE
ETRANGER
SUISSE
ETRANGER
Assets
Actifs
/LTXLG$VVHWV
$PRXQWVGXHIURPEDQNV
&UpDQFHVVXUOHVEDQTXHV
$PRXQWVGXHIURPFXVWRPHUV
&UpDQFHVVXUODFOLHQWqOH
7UDGLQJSRUWIROLRDVVHWV
3RVLWLYHUHSODFHPHQWYDOXHVRI GHULYDWLYHÀQDQFLDOLQVWUXPHQWV
9DOHXUVGHUHPSODFHPHQW SRVLWLYHVG LQVWUXPHQWV ÀQDQFLHUVGpULYpV
$FFUXHGLQFRPH DQGSUHSDLGH[SHQVHV
&RPSWHVGHUpJXODULVDWLRQ
3DUWLFLSDWLRQ
3DUWLFLSDWLRQV
7DQJLEOHÀ[HGDVVHWV
,PPRELOLVDWLRQVFRUSRUHOOHV
,QWDQJLEOHDVVHWV
9DOHXUVLPPDWpULHOOHV
2WKHUDVVHWV
$XWUHVDFWLIV
Total assets
147,762
423,420
Liabilities
/LTXLGLWpV
2SpUDWLRQVGHQpJRFH
Total des actifs Passifs
$PRXQWVGXHWREDQNV
$PRXQWVGXHLQUHVSHFW RIFXVWRPHUGHSRVLWV
1HJDWLYHUHSODFHPHQWYDOXHVRI GHULYDWLYHÀQDQFLDOLQVWUXPHQWV
9DOHXUVGHUHPSODFHPHQW QpJDWLYHVG LQVWUXPHQWV ÀQDQFLHUVGpULYpV
$FFUXHGH[SHQVHVDQG GHIHUUHGLQFRPH
&RPSWHVGHUpJXODULVDWLRQ
2WKHUOLDELOLWLHV
$XWUHVSDVVLIV
3URYLVLRQV
%DQNFDSLWDO
&DSLWDOVRFLDO
*HQHUDOOHJDOUHVHUYH
5pVHUYHOpJDOHLVVXHGXEpQpÀFH
3URÀWFDUULHGIRUZDUG
5pVXOWDWUHSRUWp
5HVXOWVRIWKHSHULRG
5pVXOWDWGHODSpULRGH
Total liabilities
107,048
464,135
$118$/5(3257 5$33257$118(/
(QJDJHPHQWVHQYHUVOHVEDQTXHV (QJDJHPHQWVUpVXOWDQWGHVGpSRWV GHODFOLHQWqOH
3URYLVLRQV
Total des passifs
16. Breakdown of total assets by country or group of countries (domicile principle)
16. Répartition du total des actifs par pays ou par groupes de pays (principe du domicile)
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+) 2016
2015
AMOUNT
SHARE AS %
AMOUNT
SHARE AS %
VALEUR
PART EN %
VALEUR
PART EN %
ASSETS
ACTIFS
Europe
Europe
*HUPDQ\
$OOHPDJQH
&\SUXV
&K\SUH
0RQDFR
0RQDFR
1HGHUODQGV
3D\V%DV
3RODQG
3RORJQH
3RUWXJDO
3RUWXJDO
6ZLW]HUODQG
6XLVVH
9DULRXV(XURSHDQFRXQWULHV
'LYHUVSD\VHXURSpHQV
North America 8QLWHG6WDWHVRI$PHULFD
Amérique du Nord 2,273
0.40%
South America
(WDWV8QLV Amérique du Sud
%HOL]H
%HOL]H
%UD]LO
%UpVLO
9DULRXVVRXWKDPHULFDQFRXQWULHV
'LYHUVSD\VVXGDPpULFDLQV
Africa
Afrique
6RXWK$IULFD
$IULTXHGX6XG
$QJROD
$QJROD
Other
Autres
3DQDPD
3DQDPD
%ULWLVK9LUJLQ,VODQGV
,OHV9LHUJHV%ULWDQQLTXHV
0DUVKDOO,VODQGV
,OHV0DUVKDOO
2WKHUFRXQWULHV
$XWUHVSD\V
Total assets
571,182
100.00%
Total actifs
%$148(35,9e(%&368,66( 6$
17. Breakdown of total assets by credit rating of country groups (risk domicile view)
17. Répartition du total des actifs selon la solvabilité des groupes de pays (domicile du risque)
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+) 2016
MOODY'S*
2015
NET FOREIGN EXPOSURES
NET FOREIGN EXPOSURES
EXPOSITIONS NETTES À L’ÉTRANGER
EXPOSITIONS NETTES À L’ÉTRANGER
MOODY’S*
AMOUNT
PROPORTION %
AMOUNT
PROPORTION %
VALEUR
PART EN %
VALEUR
PART EN %
$DD$D
$$
$²$
%DD²%DD
²
%DD²%DD
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%²%
%²%
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&DD²&
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1RQQRWp
/RQJWHUPUDWLQJ VV\VWHP
$118$/5(3257 5$33257$118(/
$DD²$D
%D²%D
1RWDWLRQVjORQJWHUPH
18. Presentation of assets and liabilities broken down by WKHPRVWVLJQLÀFDQWFXUUHQFLHVIRUWKH%DQN
18. Présentation des actifs et des passifs répartis selon les monnaies les plus importantes pour la Banque
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+) EUR
CHF
USD
OTHER AUTRES
TOTAL
Assets
Actifs
/LTXLG$VVHWV
/LTXLGLWpV
$PRXQWVGXHIURPEDQNV
&UpDQFHVVXUOHVEDQTXHV
&UpDQFHVVXUODFOLHQWqOH
$PRXQWVGXHIURP FXVWRPHUV 7UDGLQJSRUWIROLRDVVHWV
2SpUDWLRQVGHQpJRFH
3RVLWLYHUHSODFHPHQW YDOXHVRIGHULYDWLYH ÀQDQFLDOLQVWUXPHQWV
9DOHXUVGHUHPSODFHPHQW SRVLWLYHVG LQVWUXPHQWV ÀQDQFLHUVGpULYpV
$FFUXHGLQFRPHDQG SUHSDLGH[SHQVHV
&RPSWHVGHUpJXODULVDWLRQ
3DUWLFLSDWLRQV
7DQJLEOHÀ[HGDVVHWV
,PPRELOLVDWLRQV FRUSRUHOOHV
3DUWLFLSDWLRQV
,QWDQJLEOHDVVHWV
9DOHXUVLPPDWpULHOOHV
2WKHUDVVHWV
$XWUHVDFWLIV
Total assets
253,344
97,392
196,733
23,713
571,182
Delivery entitlements from spot exchange, forward FX and FX options transactions
22,165
Liabilities
Total des actifs Prétentions à la livraison découlant d’opérations au comptant, à terme et en options sur devises Passifs
(QJDJHPHQWVHQYHUV OHVEDQTXHV
(QJDJHPHQWVHQYHUV ODFOLHQWqOH
1HJDWLYHUHSODFHPHQW YDOXHVRIGHULYDWLYH ÀQDQFLDOLQVWUXPHQWV
9DOHXUVGHUHPSODFHPHQW QpJDWLYHVG LQVWUXPHQWV ÀQDQFLHUVGpULYpV
$FFUXHGH[SHQVHVDQG GHIHUUHGLQFRPH
&RPSWHVGHUpJXODULVDWLRQ
2WKHUOLDELOLWLHV
3URYLVLRQV
%DQNFDSLWDO
$PRXQWVGXHWREDQNV $PRXQWVGXHWRFXVWRPHUV
$XWUHVSDVVLIV 3URYLVLRQV &DSLWDOVRFLDO
6WDWXWRU\UHWDLQHG HDUQLQJVUHVHUYH
5pVHUYHOpJDOHLVVXH GXEpQpÀFH
3URÀWFDUULHGIRUZDUG
5pVXOWDWUHSRUWp
5HVXOWIRUWKHSHULRG
5pVXOWDWGHODSpULRGH
Total liabilities
571,182
Delivery entitlements from spot exchange, forward FX and FX options transactions
Net position per currency
—
Total des passifs Engagements à la livraison découlant d’opérations au comptant, à terme et en options sur devises Position nette par devise
%$148(35,9e(%&368,66( 6$
19. Breakdown of Contingent Liabilities and contingent assets
19. Répartition et commentaires des créances et engagements conditionnels
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+)
&RQWLQJHQWOLDELOLWLHV
,UUHYRFDEOHFRPPLWPHQWV
Total
116,291
Contingent assets
(QJDJHPHQWVFRQGLWLRQQHOV (QJDJHPHQWVLUUpYRFDEOHV Total Créances éventuelles
&RQWLQJHQWDVVHWVDULVLQJIURP WD[ORVVHVFDUULHGIRUZDUG
6,239
&UpDQFHVpYHQWXHOOHVGpFRXODQWGHUHSRUWV GHSHUWHVÀVFDX[
Total contingent assets
6,239
Total des créances éventuelles
5pSDUWLWLRQGHVRSpUDWLRQVÀGXFLDLUHV
20. Breakdown of Fiduciary Transactions LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+)
)LGXFLDU\LQYHVWPHQWVZLWKJURXS FRPSDQLHVDQGOLQNHGFRPSDQLHV
)LGXFLDU\LQYHVWPHQWVZLWK WKLUGSDUW\FRPSDQLHV
7RWDOÀGXFLDU\SODFHPHQWV
237,366
21. Breakdown of managed assets and presentation of their development
3ODFHPHQWVÀGXFLDLUHVDXSUqVGHVRFLpWpV GXJURXSHHWGHVRFLpWpVOLpHV 3ODFHPHQWVÀGXFLDLUHVDXSUqV GHVRFLpWpVWLHUFHV 7RWDOGHVSODFHPHQWVÀGXFLDLUHV
21. Répartition des avoirs administrés et présentation de leur évolution
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+)
BREAKDOWN OF MANAGED ASSETS
$VVHWVXQGHUGLVFUHWLRQDU\ DVVHWPDQDJHPHQWDJUHHPHQWV
2WKHUPDQDJHGDVVHWV
$XWUHVDYRLUVDGPLQLVWUpV
Total managed assets
3,062,653
Total des avoirs administrés
RIZKLFKGRXEOHFRXQWLQJ 'HSRVLWVZLWKGUDZDOVQHW
$118$/5(3257 5$33257$118(/
GENRE DES AVOIRS ADMINISTRÉS $YRLUVVRXVPDQGDWGHJHVWLRQ
GRQWSULVHVHQFRPSWHGRXEOHV $SSRUWVUHWUDLWVQHWV
$VVHWVRIFOLHQWVZKRKDYHQRWVLJQHGDGLVFUHWLRQDU\ PDQGDWHDUHFODVVLÀHGDV´2WKHUFOLHQWDVVHWVµZLWKWKH H[FHSWLRQRI´&XVWRG\RQO\µFOLHQWV $VRI'HFHPEHU DQG'HFHPEHUWKH%DQNKDGQRDVVHWV FODVVLÀHGDV´&XVWRG\2QO\µ
/HVDYRLUVGHODFOLHQWqOHVDQVPDQGDWGHJHVWLRQj O·H[FHSWLRQGHVFOLHQWV´&XVWRG\RQO\µVRQWFODVVLÀpVHQ WDQWTXH´$XWUHVDYRLUVGHODFOLHQWqOHµ $XGpFHPEUH HWDXGpFHPEUHLOQ·\DYDLWSDVGHFOLHQWV ´&XVWRG\RQO\µ
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+)
PRESENTATION OF THE DEVELOPMENT OF MANAGED ASSETS
Total managed assets (including double counting) at beginning
2,859,334
1HWQHZPRQH\LQÁRZRUQHW QHZPRQH\RXWÁRZ
$SSRUWVQHWVG·DUJHQWIUDLVUHWUDLWVQHWV
3ULFHJDLQVORVVHVLQWHUHVWGLYLGHQGV DQGFXUUHQF\JDLQVORVVHV
(YROXWLRQGHVFRXUVLQWpUrWVGLYLGHQGHV HWpYROXWLRQGHFKDQJH
2WKHUHIIHFWV
Total managed assets at end of year
3,062,653
7KH%DQN,7V\VWHPDXWRPDWLFDOO\FRPSXWHVWKHFOLHQWV· GHSRVLWVDQGZLWKGUDZDOVZLWKRXWFRQVLGHULQJDFFUXHG LQWHUHVWVH[FKDQJHUDWHGLIIHUHQFHVPDUNHWYDULDWLRQV DQGFRPPLVVLRQVFKDUJHG,QWHUQDOPRYHPHQWVIURP FOLHQWDFFRXQWVWRFOLHQWDFFRXQWVDUHH[FOXGHG
PRÉSENTATION DE L’ÉVOLUTION DES AVOIRS ADMINISTRÉS Total des avoirs administrés (y c. prises en compte double) initiaux
$XWUHVHIIHWV 7RWDOGHVDYRLUVDGPLQLVWUpVÀQDX[
/HV\VWqPHLQIRUPDWLTXHGHOD%DQTXHFDOFXOH DXWRPDWLTXHPHQWOHVGpS{WVHWOHVUHWUDLWVGHODFOLHQWqOH VDQVLQFOXUHOHVLQWpUrWVFRXUXVOHVGLIIpUHQFHVGHFKDQJH OHVYDULDWLRQVGHVFRXUVERXUVLqUHVHWOHVFRPPLVVLRQV GpELWpHV/HVPRXYHPHQWVLQWHUQHVG·XQFRPSWHFOLHQW jXQDXWUHVRQWH[FOXVGHFHWWHHVWLPDWLRQ
%$148(35,9e(%&368,66( 6$
22. Breakdown of the result from trading activities and the fair value option
22. Répartition du résultat des opérations de négoce et de l’option de la juste valeur
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+)
,QWHUHVWUDWHLQVWUXPHQWV (TXLW\VHFXULWLHV
)RUHLJQFXUUHQFLHV
&RPPRGLWLHVSUHFLRXVPHWDOV
Total result from trading activities
2,895
2IZKLFKIURPIDLUYDOXHRSWLRQ
,QVWUXPHQWVGHWDX[ 7LWUHVGHSDUWLFLSDWLRQ 'HYLVHV 0DWLqUHVSUHPLqUHVPpWDX[SUpFLHX[ Total résultat de négoce 'RQWSURYHQDQWGHO RSWLRQGHODMXVWHYDOHXUV
³RIZKLFKIURPIDLUYDOXHRSWLRQRQDVVHWV
³GRQWSURYHQDQWGHO RSWLRQGHODMXVWH YDOHXUVXUOHVDFWLIV
³RIZKLFKIURPIDLUYDOXHRSWLRQRQ OLDELOLWLHV
³GRQWSURYHQDQWGHO RSWLRQGHODMXVWH YDOHXUVXUOHVHQJDJHPHQWV
7KH%DQNGRHVQRWLQSULQFLSOHHQJDJHLQWUDQVDFWLRQVIRU LWVRZQDFFRXQW7KHIRUHLJQH[FKDQJHUHVXOWVDUHUHODWHG WRWUDQVDFWLRQVH[HFXWHGIRUFOLHQWV
/D%DQTXHQ·HIIHFWXHSDVGHWUDQVDFWLRQVSRXUVRQSURSUH FRPSWH/HVUpVXOWDWVGHFKDQJHVRQWOLpVjGHVRSpUDWLRQV HIIHFWXpHVSRXUOHFRPSWHGHFOLHQWV
'LVFORVXUHRIPDWHULDOUHÀQDQFLQJLQFRPHLQWKH item Interest and discount income as well as material negative interest
,QGLFDWLRQG·XQSURGXLWGHUHÀQDQFHPHQWVLJQLÀFDWLI dans la rubrique Produits des intérêts et des HVFRPSWHVDLQVLTXHGHVLQWpUrWVQpJDWLIVVLJQLÀFDWLIV
0DWHULDOUHÀQDQFLQJLQFRPH 7KH%DQNÀQDQFHVLWVRSHUDWLRQVHQWLUHO\IURPLWVRZQ IXQGVDQGE\FXVWRPHUGHSRVLWV
3URGXLWGHUHÀQDQFHPHQWVLJQLÀFDWLI /D%DQTXHÀQDQFHVRQDFWLYLWpHQWLqUHPHQWSDUVHVIRQGV SURSUHVHWSDUOHVGpS{WVGHODFOLHQWqOH
7KHUHDUHQRVLJQLÀFDQWUHÀQDQFLQJSURGXFWV
,OQ·\DSDVGHSURGXLWVGHUHÀQDQFHPHQWVLJQLÀFDWLIV
0DWHULDOQHJDWLYHLQWHUHVW $VVHWVUHODWHGQHJDWLYHLQWHUHVWVDUHUHFRUGHGDVDGHELW LQWRWKH´,QWHUHVWDQGGLVFRXQWVLQFRPHµ
,QWpUrWVQpJDWLIVVLJQLÀFDWLIV /HVDYRLUVUHOLpVjGHVLQWpUrWVQpJDWLIVVRQWFRPSWDELOLVpV DXGpELWGXFRPSWH´3URGXLWVGHVLQWpUrWVHWGHV HVFRPSWHVµ
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+)
Total negative interests
727
24. Breakdown of personnel expenses
Total des intérêts négatifs
24. Répartition des charges de personnel
LQ&+)WKRXVDQGV
HQPLOOLHUVGH&+)
6DODULHV
³RIZKLFKH[SHQVHVUHODWLQJWRVKDUH EDVHGFRPSHQVDWLRQDQGDOWHUQDWLYHIRUPV RIYDULDEOHFRPSHQVDWLRQ
6RFLDOLQVXUDQFHEHQHÀWV
&KDQJHVLQERRNYDOXHIRUHFRQRPLF EHQHÀWVDQGREOLJDWLRQVDULVLQJ IURPSHQVLRQVFKHPHV
2WKHUSHUVRQQHOH[SHQVHV
Total staff expenses
17,919
$118$/5(3257 5$33257$118(/
6DODLUHV ³GRQWFKDUJHVHQUHODWLRQDYHFOHVUpPXQpUDWLRQV EDVpHVVXUOHVDFWLRQVHWOHVIRUPHV DOWHUQDWLYHVGHUpPXQpUDWLRQYDULDEOH 3UHVWDWLRQVVRFLDOHV $GDSWDWLRQVGHYDOHXUUHODWLYHVDX[DYDQWDJHV HWHQJDJHPHQWVpFRQRPLTXHVGpFRXODQWGHV LQVWLWXWLRQVGHSUpYR\DQFH $XWUHVFKDUJHVGHSHUVRQQHO Total des charges du personnel
25. Breakdown of general and administrative expenses
25. Répartition des autres charges d’exploitation
LQ&+)WKRXVDQGV
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Total other operating expenses
5,193
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26. Explanations regarding material losses, extraordinary income and expenses, as well as material releases of hidden reserves, reserves for general banking risks, and value adjustments and provisions no longer required ([WUDRUGLQDU\LQFRPHUHVXOWVIURPWKHGLVVROXWLRQRI SURYLVLRQVZKLFKDUHQRORQJHUHFRQRPLFDOO\MXVWLÀHG
&RPPHQWDLUHVGHVSHUWHVVLJQLÀFDWLYHVGHVSURGXLWV et charges extraordinaires ainsi que des dissolutions VLJQLÀFDWLYHVGHUpVHUYHVODWHQWHVGHUpVHUYHVSRXU risques bancaires généraux et de corrections de valeurs et provisions libérées /HVSURGXLWVH[WUDRUGLQDLUHVFRUUHVSRQGHQWjODGLVVROXWLRQ GHSURYLVLRQVTXLQHVRQWSOXVpFRQRPLTXHPHQWMXVWLÀpHV
27. Presentation of the operating result broken down according to domestic and foreign origin, according to the principle of permanent establishment 7KH%DQNKDVQRIRUHLJQDFWLYLWLHV
27. Indication des produits et des charges de l’activité bancaire ordinaire répartis entre la Suisse et l’étranger selon le principe du domicile de l’exploitation /D%DQTXHQ·DSDVG·DFWLYLWpjO·pWUDQJHU
28. Presentation of current taxes, deferred taxes, and disclosure of tax rate
28. Présentation des impôts courants et latents, avec indication du taux d’imposition
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Total tax expenses
393
Total charges pour impôts
Weighted average tax rate
5%
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Taux d'imposition moyen pondéré
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Balance sheet result
9,547,725
Résultat au Bilan
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Retained earnings
0
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Report of the Statutory Auditor on the Financial Statements to the General Meeting of Shareholders of Banque Privée BCP (Suisse) S.A., Geneva Rapport de l’Organe de Révision sur les Comptes Annuels à l’Assemblée Générale de Banque Privée BCP (Suisse) S.A., Genève $VVWDWXWRU\DXGLWRUZHKDYHDXGLWHGWKHDFFRPSDQ\LQJ ÀQDQFLDOVWDWHPHQWVRI%$148(35,9((%&368,66( 6$ ZKLFKFRPSULVHWKHEDODQFHVKHHWSURÀWDQGORVVDFFRXQW VWDWHPHQWRIFKDQJHVLQHTXLW\DQGQRWHVSDJHVWR IRUWKH\HDUHQGHG'HFHPEHU
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